Rental Properties
Dwelling fire insurance
1. Coverage for property damage caused by fire, lightning, wind, hail, and other specified perils
3. Coverage for loss of rental income due to damage to the property
2. Liability coverage for damages or injuries to third parties that occur on the property
4. Options for additional coverage for personal property, flood, earthquake, and other perils
Benefits
Protection for your investment
Dwelling fire insurance can provide financial protection for your property against fire and other perils, helping to cover the costs of repairs or replacement.
Liability Coverage
In the event that someone is injured on your property, dwelling fire insurance can help to cover the costs of any legal claims or settlements.
Peace of Mind
With dwelling fire insurance, you can have peace of mind knowing that your property is protected against unforeseen events.
Rental Income Protection
If you rent out your property and it becomes uninhabitable due to damage, dwelling fire insurance can help to cover the loss of rental income while the property is being repaired.
Customizable Coverage
Depending on your needs and budget, you can choose to add additional coverage options to your policy for added protection.
Rental Property insurance
Rental property insurance, also known as landlord insurance, is a type of insurance policy designed to protect property owners who rent out their properties to tenants. Here are some of the features and benefits that we include in our rental property insurance at Stonewall:
Property Damage
This coverage provides protection for the structure of the rental property in case of damage from fire, storms, vandalism, or other covered events.
Liability
This coverage provides protection for the property owner in case a tenant or a visitor suffers an injury on the property and sues the owner for damages.
Loss of Rental Income
This coverage provides compensation to the property owner for lost rental income if the property becomes uninhabitable due to a covered loss event.
Personal Property
This coverage provides compensation to the property owner for lost rental income if the property becomes uninhabitable due to a covered loss event.
Optional Coverage
This coverage provides compensation to the property owner for lost rental income if the property becomes uninhabitable due to a covered loss event.
Benefits
Peace of Mind
Rental property insurance provides property owners with peace of mind, knowing that their investment is protected in case of unexpected events.
Financial Protection
Rental property insurance can help property owners avoid financial losses due to property damage, liability claims, or lost rental income.
Legal Protection
Liability coverage can help protect property owners from legal expenses and damages if they are sued by a tenant or a visitor to the property.
Protection Against Natural Disasters
Optional coverage can provide protection against natural disasters that are not covered by standard rental property insurance policies.
Protection for Personal Property
Personal property coverage can provide protection for the landlord’s personal property that is kept at the rental property, such as appliances, furniture, and equipment.
We are committed to providing our customers with the best service and support, so you can feel confident in your decision to choose Stonewall Insurance.
At Stonewall Insurance, we understand that each rental property is unique and has its own unique needs. That’s why we offer a range of coverage options to make sure that you are properly protected. Our team of professionals can help you find the right coverage for your rental property, so you can have the peace of mind that you need.